Talon Dos Las Pinas Jobs and Careers Debt Management - Jobs and Careers

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DEBT MANAGEMENT Inquiry Request :

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Facebook: Oliver Bugarin, Loan Consultant/Financial Advisor
Facebook Page: www.fb.com/iSecureMyFuture


We love to hear from you!
If you have any inquiries, comments or suggestions, or even concerns, thru the following contact information and we will attend to your matters as soon as we can.

Bro. Oliver Bugarin, Licensed Financial Advisor
for Life/Variable Investment / Non-Life
Loan Consultant

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DEBT MANAGEMENT in Philippines

Our debt management topics:

1. Multiple signs the your in debt trouble
2. Why do people get into huge debts?
3. Strategies to get out of debt
4. How to be responsible credit card holder?
5. How to stay out of debt?
6. Good debt vs. bad debt

Prepare your family for life's financial challenges and avoid future huge debts! We have the solution.

PROTECTION WITH INVESTMENT GROWTH

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PROTECTION WITH GUARANTEES

A debt (or arrear) generally refers to something owed by one party, the borrower or debtor, to a second party, the lender or creditor. The borrower or debtor may be a sovereign state or country, local government, company, or an individual. The lender or creditor may be a bank, credit card company, payday loan provider, or an individual.

Debt is generally subject to contractual terms regarding the amount and timing of repayments of principal and interest. The term can also be used metaphorically to cover moral obligations and other interactions not based on economic value.

Interest
Interest is the fee charged by the creditor to the debtor. Interest is generally calculated as a percentage of the principal sum per year, which percentage is known as an interest rate, and is generally paid periodically at intervals, such as monthly or semi-annually.

Interest rates may be fixed or floating. In floating-rate structures, the rate of interest that the borrower pays during each time period is tied to a benchmark such as LIBOR or, in the case of inflation-indexed bonds, inflation.

For some loans, the amount actually loaned to the debtor is less than the principal sum to be repaid. This may be because upfront fees or points are charged, or because the loan has been structured to be sharia-compliant. The additional principal due at the end of the term has the same economic effect as a higher interest rate. This is sometimes referred to as a banker's dozen, a play on "baker's dozen" – owe twelve (a dozen), receive a loan of eleven (a banker's dozen).


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Talon Dos Las Pinas Jobs and Careers Debt Management

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